Blockchain technology changes the original remittance mode of confirming and transmitting node by node like a relay race to real-time synchronized parallel confirmation by business nodes through distributed ledger technology, which improves efficiency and changes the operation mode.

Blockchain technology is an Internet database technology that is characterized by decentralization, openness and transparency, where everyone can participate in the database records, and it can also be applied in a variety of different fields.

Payment can be said to be a link of great concern to both sides of the transaction. E-commerce is now developing at a high speed, and payment is a fundamental link in the process of fund financing, which is very important. With the development of blockchain technology, there are now many ways to realize fund transfer through blockchain technology