Blockchain technology changes the original remittance mode of confirming and transmitting node by node like a relay race to real-time synchronized parallel confirmation by business nodes through distributed ledger technology, which improves efficiency and changes the operation mode.

Payment can be said to be a link of great concern to both sides of the transaction. E-commerce is now developing at a high speed, and payment is a fundamental link in the process of fund financing, which is very important. With the development of blockchain technology, there are now many ways to realize fund transfer through blockchain technology